📜 Terms of Service

Last Updated: 2026 Year 9 Month 8 Day · Version: v1.0
Service Provider: [Hong Kong Company Legal Name, to be supplemented upon completion of registration]
Registered Address: [To be supplemented] · Business Registration Number: [To be supplemented]
⚠️ Please read these terms carefully before using this service. By registering, logging in, or using this service in any way, you are deemed to have read, understood, and unconditionally agreed to all contents of these terms. If you do not agree with any content of these terms, please do not register or use this service.

1. Service Description

1.1 The Company provides U.S. stock market data organization, analysis, and visualization research report services (hereinafter referred to as the "Service") through the website www.stkdata.tech (hereinafter referred to as the "Website").

1.2 This Service is adata subscription service. All reports are compiled based on publicly available market data and are intended to present objective information such as market data and capital flows to users.

1.3 This Service does not provide any form of securities trading recommendations, investment advice, trading guidance, asset management, or financial advisory services. All content presented in this Service does not constitute a recommendation to buy, sell, or hold any securities.

2. Entity Information

2.1 The operating entity of this Service is a company to be incorporated in the Hong Kong Special Administrative Region (hereinafter referred to as the "Company"). The Company's legal name, registered address, and business registration information will be supplemented and updated in these terms upon completion of the Company's registration.

2.2 Prior to the completion of the Company's registration, the Website and this Service shall be temporarily maintained by the preparatory operator. All rights and obligations between users and this Service shall automatically be assumed by the Company upon completion of the Company's registration, and the validity of these terms shall not be affected.

3. Registration and Account

3.1 Users must be at least 18 years old and have full civil capacity to register for this Service.

3.2 When registering, users shall provide a true, accurate, and complete email address and password, and properly safeguard their account information. If an account is stolen or information is leaked due to the user's poor safekeeping, the user shall bear the corresponding consequences.

3.3 The same user may register only one account. It is prohibited to transfer, lend, sell, or otherwise make the account available to third parties.

3.4 Users shall ensure that the registered email address is genuine and valid. Important notices of this Service (including expiration reminders, term changes, etc.) will be sent via this email address. If the user fails to check it in a timely manner, it shall not constitute a failure by the Company to fulfill its notification obligation.

4. Subscription Plans, Pricing, and Payment

4.1 This Service offers different tiers such as free trial and paid subscription (monthly/yearly). The specific content, prices, and benefits shall be subject to those published on the Website's subscription page at the time.

4.2 Subscription fees shall be based on the currency and amount indicated on the Website at the time, and shall be collected through the payment channels supported by the Website.

4.3 The Company has the right to adjust prices based on operational conditions. Price adjustments shall not affect already effective subscription periods; renewals shall be executed at the adjusted price.

4.4 Free trial users may experience some functions of this Service during the trial period without binding a payment method; if no paid plan is subscribed after the trial period expires, this Service will automatically stop.

4.5 After the free trial period expires, the Company will not automatically deduct fees, nor will it automatically convert the trial account to a paid plan; if you wish to continue using the paid service, you must actively select a paid plan and complete the subscription.

5. Renewal Methods (User's Own Choice)

5.1 When subscribing to a paid plan, users may choose one of the following two renewal methodschoose one of them, and may switch at any time in the "Personal Center":

(1)Automatic Renewal: The user authorizes the Company to automatically deduct the subscription fee for the next billing period from the user's designated payment account at the beginning of each billing period. Automatic renewal may be canceled at any time; after cancellation, this Service will stop upon expiration of the current billing period, and no further fees will be deducted thereafter;

(2)Manual Renewal: Before the expiration of each billing period, the user shall actively confirm and pay the fee for the next billing period. If the user fails to complete renewal before the expiration of the current period, this Service will automatically stop after the current period expires.

5.2 Switching from automatic renewal to manual renewal shall take effect from the next billing period; switching from manual renewal to automatic renewal requires the user to complete payment authorization again.

6. Cancellation and Refunds

6.1 Monthly subscribers: If dissatisfied within 7 calendar days after subscription (cooling-off period), a full refund may be requested; beyond the cooling-off period, the paid fee for the current period shall not be refunded, and it is only necessary to stop renewal (automatic renewal users cancel automatic renewal; manual renewal users do not renew), and this Service will stop upon expiration of the current period.

6.2 Yearly subscribers: If dissatisfied within 14 calendar days after subscription (cooling-off period), a full refund may be requested; if cancellation is requested beyond the cooling-off period, a partial refund shall be obtained in accordance with the refund rules published on the Website. For detailed refund calculations, cooling-off period application procedures, and examples, please refer to the "Subscription and Refund Terms".

6.3 The application deadline for cooling-off period refunds shall be governed by the rules set forth in the "Subscription and Refund Terms".

7. Intellectual Property

7.1 The intellectual property rights of all content of the Website and this Service (including but not limited to reports, charts, data arrangement, interface design, text, trademarks, logos) belong to the Company or the respective rights holders, and are protected by the laws of the Hong Kong Special Administrative Region and international intellectual property laws.

7.2 Users may use the content of this Service only for personal learning and research reference.Without the Company's written permission, it is prohibited: to resell, redistribute, publicly publish, copy, or disseminate reports generated by this Service, or to use the content of this Service for any commercial activities; nor may automated tools be used to scrape data from the Website.

7.3 Reports of this Service may contain data provided by third-party market data service providers (hereinafter referred to as "Third-Party Data"). The intellectual property rights of Third-Party Data belong to the respective rights holders; the user's authorized use of this Service does not constitute any form of sublicense or redistribution permission for Third-Party Data.

8. User Conduct

Users undertake to comply with applicable laws and these terms during the use of this Service, and shall not engage in the following acts:

  1. Using this Service to engage in any illegal or non-compliant activities;
  2. Interfering with, damaging, or attempting to gain unauthorized access to the systems and data of this website;
  3. Using the account for sharing, reselling, or any purpose other than use by the account holder;
  4. Taking the report content out of context, distorting it, and then publishing it externally to mislead others;
  5. Other acts that infringe upon the lawful rights and interests of the Company or any third party.

9. Disclaimer

9.1 The data and analysis provided by this service are compiled and prepared based on public market data and are for informational reference only, and do not constitute any investment advice or buy or sell recommendation.

9.2 The stock market involves risks, and investment must be made with caution. Any investment decision made by a user based on the content of this service is their own personal judgment and action, and the risk shall be borne by the user themselves, and the Company shall not be liable for any investment outcome.

9.3 The Company does not guarantee the absolute accuracy, completeness, or real-time nature of the data; to the maximum extent permitted by applicable law, the Company shall not be liable for compensation for service interruptions, delays, or content deviations caused by data source delays, interruptions, technical failures, or other force majeure events.

9.4 The historical data and past performance contained in the reports are for retrospective reference only,and do not represent and should not be regarded as any prediction or guarantee of future results.

10. Limitation of Liability

10.1 To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect losses, incidental losses, special losses, punitive losses, or consequential losses (including but not limited to loss of profits, investment losses, or data loss) incurred by users as a result of using or being unable to use this service.

10.2 The total cumulative compensation liability of the Company to a user shall not exceed the total amount of fees actually paid by the user to the Company for the subscription period that gave rise to the claim.

11. Service Changes and Termination

11.1 The Company has the right to change, suspend, or terminate all or part of the functions of this service based on business adjustments, technical upgrades, or compliance requirements, and will notify users in advance where reasonably practicable.

11.2 If a user violates any provision of these terms, the Company has the right to suspend or terminate their account and service, and fees already paid will not be refunded.

11.3 Users may stop using this service at any time, and any unfulfilled paid period shall be handled in accordance with the Subscription and Refund Terms.

11.4 Indemnification: If the Company or a third party suffers claims, losses, or expenses due to a user's violation of these terms (including but not limited to reselling or redistributing reports, unauthorized data scraping, or infringement of third-party rights), the user shall compensate the Company for all losses suffered as a result, and bear the reasonable expenses incurred by the Company in responding to such claims (including reasonable attorneys' fees).

12. Governing Law and Jurisdiction

12.1 The formation, validity, interpretation, performance, and dispute resolution of these terms shall be governed bythe laws of the Hong Kong Special Administrative Region of the People's Republic of China.
12.2 Any dispute arising from these terms or this service shall first be resolved through friendly negotiation between the parties; if negotiation fails, either party may submit the dispute toa court with jurisdiction in the Hong Kong Special Administrative Regionfor resolution.
12.3 If any provision of these terms is held invalid or unenforceable by a court with jurisdiction, that provision shall be enforced to the maximum extent permitted by law, and shall not affect the validity of the remaining provisions.
12.4 Language Effect: These terms are provided in both Chinese and English. If there is any inconsistency or ambiguity between the Chinese and English versions, the Chinese version shall prevail.
12.5 These terms constitute the entire agreement between you and the Company regarding this service and supersede all prior oral or written agreements between the parties regarding this service; the Company's failure or delay in exercising any right under these terms shall not constitute a waiver of that right. If the Company transfers the rights and obligations related to this service to an affiliate or successor due to business restructuring, merger, or assignment, these terms shall remain effective and automatically apply to the successor.

13. Changes to the Terms

13.1 The Company may revise these terms from time to time. The revised terms will be published on this website and take effect on the date of publication; for material changes, the Company will notify users via their registered email or a prominent location on this website.

13.2 If a user continues to register for or use this service after the terms are updated, it shall be deemed acceptance of the updated terms. If a user does not agree to the updated content, they should stop using this service and may handle any unfulfilled paid period in accordance with the refund rules.

14. Contact Us

If you have any questions, comments, or complaints about these terms or this service, you are welcome to contact us:

📧 Customer service email: service1@stkdata.tech

📜 Terms of Service

Last updated: 8 September 2026 · Version: v1.0
Service Provider: [Legal name of the Hong Kong company, to be supplemented after incorporation]
Registered Address: [To be supplemented] · Business Registration No.: [To be supplemented]
⚠️ Please read these Terms carefully before using the Service. By registering, logging in, or otherwise using the Service in any way, you acknowledge that you have read, understood, and unconditionally agree to all of these Terms. If you do not agree with any part of these Terms, please do not register or use the Service.

1. Description of the Service

1.1 We provide a research-report service on U.S. stock market data — including data compilation, analysis, and visualisation — through the website www.stkdata.tech (the "Website") (the "Service").

1.2 The Service is a data subscription service. All reports are compiled from publicly available market data and are intended to present objective information such as market data and capital flows.

1.3 The Service does NOT provide any form of securities recommendation, investment advice, trading guidance, asset management, or financial advisory services. Nothing presented by the Service constitutes a recommendation to buy, sell, or hold any security.

2. Service Provider

2.1 The Service is operated by a company to be incorporated in the Hong Kong Special Administrative Region (the "Company"). The legal name, registered address, and business registration details of the Company will be supplemented to these Terms after incorporation.

2.2 Until the incorporation of the Company is completed, the Website and the Service are maintained by the operation preparation party. Upon incorporation, the Company shall automatically assume all rights and obligations between users and the Service, and these Terms shall remain in full force.

3. Registration and Account

3.1 You must be at least 18 years old and have full legal capacity to register for the Service.

3.2 You must provide a true, accurate, and complete email address and password when registering, and keep your account credentials secure. You shall be solely responsible for any consequences arising from unauthorised use or disclosure caused by your failure to safeguard your account.

3.3 Each user may register only one account. Transferring, lending, selling, or otherwise making your account available to any third party is prohibited.

3.4 You must ensure that your registered email address is valid and active. Important notices (including expiry reminders and changes to terms) will be sent to that email address; failure to check such notices in a timely manner shall not constitute a failure by the Company to fulfil its notification obligations.

4. Subscription Plans, Pricing and Payment

4.1 The Service offers a free trial and paid subscriptions (monthly/yearly) at different tiers. The specific content, prices, and benefits are subject to the subscription page of the Website as published from time to time.

4.2 Subscription fees are charged in the currency and amount indicated on the Website at the time, through payment channels supported by the Website.

4.3 The Company may adjust prices from time to time. Price adjustments do not affect an already-effective subscription period; renewals are charged at the adjusted price.

4.4 Free trial users may experience part of the Service during the trial period without binding a payment method. If you do not subscribe to a paid plan after the trial period ends, the Service will automatically cease.

4.5 After the free trial period ends, we will not automatically charge you or automatically convert your trial account to a paid plan; if you wish to continue using the paid Service, you must actively select a paid plan and complete the subscription.

5. Renewal Method (Your Choice)

5.1 When subscribing to a paid plan, you may choose one of the following renewal methods, and may switch at any time in your "Account Centre":

(1) Auto-renewal: You authorise the Company to automatically charge the subscription fee for the next billing period from your designated payment account at the start of each billing period. Auto-renewal may be cancelled at any time; after cancellation, the Service will stop at the end of the current billing period and no further fees will be charged;

(2) Manual renewal: Before the end of each billing period, you actively confirm and pay the subscription fee for the next billing period. If you do not complete renewal before the end of the current period, the Service will automatically cease after the current period ends.

5.2 Switching from auto-renewal to manual renewal takes effect from the next billing period; switching from manual renewal to auto-renewal requires you to complete payment authorisation again.

6. Cancellation and Refund

6.1 Monthly subscribers: If you are not satisfied, you may request a full refund within 7 calendar days of subscribing (the "cooling-off period"); after the cooling-off period, fees paid for the current period are non-refundable — simply stop renewing (cancel auto-renewal, or do not renew manually) and the Service will stop at the end of the current period.

6.2 Yearly subscribers: If you are not satisfied, you may request a full refund within 14 calendar days of subscribing (the "cooling-off period"); if you request early termination after the cooling-off period, you may receive a partial refund in accordance with the refund rules published on the Website. Please refer to the Subscription & Refund Policy for the detailed refund formula, cooling-off application process, and examples.

6.3 The deadline for applying for a cooling-off refund shall be governed by the rules set out in the Subscription & Refund Policy.

7. Intellectual Property

7.1 All content on the Website and in the Service (including but not limited to reports, charts, data compilations, interface design, text, trademarks, and logos) is owned by the Company or its respective rights holders and is protected by the laws of the Hong Kong Special Administrative Region and international intellectual property law.

7.2 You may use the content of the Service only for personal study and research. Without the Company's prior written consent, you are prohibited from reselling, redistributing, publicly publishing, reproducing, or disseminating the reports generated by the Service, or using the content of the Service for any commercial activity; you are also prohibited from scraping data from the Website through automated tools.

7.3 The reports of the Service may contain data provided by third-party market data providers ("Third-Party Data"). The intellectual property rights in Third-Party Data belong to their respective right holders; the licence granted to you under these Terms does not constitute any sub-licence or redistribution right in Third-Party Data.

8. User Conduct

You agree to comply with applicable laws and these Terms when using the Service, and shall not:

  1. Use the Service for any unlawful or illegal activity;
  2. Interfere with, damage, or attempt to gain unauthorised access to the systems or data of the Website;
  3. Share, resell, or use your account for any purpose other than your own personal use;
  4. Take report content out of context or distort it when publishing, so as to mislead others;
  5. Engage in any other act that infringes the legitimate rights and interests of the Company or any third party.

9. Disclaimer

9.1 The data and analyses provided by the Service are compiled from publicly available market data and are provided for information only. They do not constitute any investment advice or a recommendation to buy or sell.

9.2 Stock markets are risky; invest with caution. Any investment decision you make based on the content of the Service is your own judgement and act, at your own risk. The Company shall not be liable for any investment outcome.

9.3 The Company does not guarantee that the data is absolutely accurate, complete, or real-time. To the maximum extent permitted by applicable law, the Company shall not be liable for service interruption, delay, or content deviation caused by data-source delay, interruption, technical failure, or other force majeure.

9.4 Historical data and past performance contained in the reports are provided for retrospective reference only, and do not represent, and should not be construed as, any prediction or guarantee of future results.

10. Limitation of Liability

10.1 To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, special, punitive, or consequential losses (including but not limited to loss of profits, investment losses, and data loss) arising from your use of or inability to use the Service.

10.2 The aggregate liability of the Company to you shall not exceed the total fees you have actually paid to the Company for the subscription period giving rise to the claim.

11. Changes to and Termination of the Service

11.1 The Company may, based on business adjustments, technical upgrades, or compliance requirements, change, suspend, or terminate all or part of the Service, and will notify users in advance where reasonably practicable.

11.2 If you breach any provision of these Terms, the Company may suspend or terminate your account and the Service, and paid fees shall not be refunded.

11.3 You may stop using the Service at any time and settle any unexpired paid periods in accordance with the Subscription & Refund Policy.

11.4 Indemnification: If your breach of these Terms (including, without limitation, reselling or redistributing reports, unauthorised scraping of data, or infringing third-party rights) gives rise to any claim, loss, or expense against the Company or a third party, you shall indemnify the Company for all losses incurred thereby and reimburse the Company for reasonable expenses (including reasonable legal fees) incurred in responding to such claims.

12. Governing Law and Jurisdiction

12.1 The formation, validity, interpretation, performance, and dispute resolution of these Terms are governed by the laws of the Hong Kong Special Administrative Region of the People's Republic of China.
12.2 Any dispute arising from these Terms or the Service shall first be resolved through friendly negotiation; if negotiation fails, either party may submit the dispute to the courts of the Hong Kong Special Administrative Region with jurisdiction.
12.3 If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be enforced to the maximum extent permitted by law and the remaining provisions shall remain in full force.
12.4 Language: These Terms are provided in both Chinese and English. In the event of any inconsistency or ambiguity between the Chinese and English versions, the Chinese version shall prevail.
12.5 These Terms constitute the entire agreement between you and the Company regarding the Service and supersede all prior oral or written agreements between the parties in respect of the Service; the Company's failure to exercise or delay in exercising any right under these Terms shall not constitute a waiver of such right. If the Company transfers the rights and obligations under the Service to an affiliate or successor due to business reorganisation, merger, or transfer, these Terms shall remain in full force and automatically apply to the successor.

13. Changes to These Terms

13.1 The Company may revise these Terms from time to time. Revised Terms will be published on the Website and take effect from the date of publication; for material changes, the Company will notify users via their registered email or a prominent notice on the Website.

13.2 By continuing to register or use the Service after the Terms are updated, you are deemed to accept the updated Terms. If you do not agree with the updates, you should stop using the Service and may settle any unexpired paid periods in accordance with the refund rules.

14. Contact Us

If you have any questions, comments, or complaints regarding these Terms or the Service, please contact us:

📧 Customer Service Email: service1@stkdata.tech